Why do you need an insurance for critical illness?
In today’s under developing world, health insurance is a must have. Nothing is certain in life, nobody has control over any event in life. Insurance policies are essential in unpredictable circumstances of the fast life. Hospitalization, medication, test bills, and treatment expenses dig a hole in the pocket of an individual and its results in unimaginable stress which further can cause serious problems and emotional, social and economic breakdown of an individual. This is the time when we realize that having an health insurance is essential for you and your loved ones.
Health insurance provides coverage for medical check-ups free of cost, cashless medical treatments and there is a list of different policy covers which is provided for it. It doesn’t matter if you already have a health insurance policy, any critical illness disturbs the person and family because there are a lot of complications involved in critical diseases that are not covered under a normal health insurance policy , That is why a special Critical Illness Insurance Policy is needed.
Critical Illness is a severe health problem that has a devastating effect on the life of an individual and it requires a huge sum of money to treat the same. Nowadays, it is easy to cure the disease at an early age itself. Some of the common critical illnesses covered under the Critical Illness Insurance Policy are a Heart attack, Cancer, Major Organ transplant, Blindness, Stroke, Bacterial Meningitis, Deafness, Motor Neuron Diseases, Terminal illness etc.